Meet the Team

At Centennial Securities, our experienced team of Financial Advisors will help you develop fully integrated, cohesive solutions for the many different facets of your financial life so you can pursue your dreams with confidence. The collaboration and teamwork within the office allows us to provide highly personalized service to build, manage, and transition wealth to future generations. Our investment approach is guided by integrity, fairness, and the belief that client satisfaction is our primary purpose.

Headquarters - Cascade
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Richard Awtrey

(616) 942-7680

Richard “Rick” Awtrey started his career in financial services in 1980 and joined Centennial Securities in 1990. A graduate of Briercrest College in Canada, he considers his area of specialty to be income and equity accounts that offer flexibility, diversification, and some that are tax-advantaged while identifying sectors for future growth potential. Investors are educated in simple, understandable terms.

Accounts can be formatted in either standard brokerage or that of an advisory capacity. For those with the added concern of ethical investing, socially and morally screened versions are available.

After determining a client’s needs, objectives and risk tolerance, Rick’s role is to comprise and implement an agreed upon plan that best suits that client. The investment plan is revisited periodically to assure effectiveness.

Rick has three children and his wife Rebecca works as his administrative assistant. He is a consulting board member on the Grand Rapids Christian Business Men’s Committee and for the Equest Center for Therapeutic Riding in Rockford.

Donald Beesley

(616) 942-7680

Donald Beesley’s clients are conservative, and almost exclusively income-oriented. They prefer reliable investments that provide attractive and predictable income.

Don has been specializing in this type of investment for 30 years, and he has developed close relationships with many of his clients. Taking care of business is a high priority, of course, but so is taking the time to know each other. You’d be surprised at how many clients enjoy gardening and cooking, as does Don.

This human relationship is the foundation of his practice. Each relationship starts with learning. Don’s clients learn early on that they’ll be working with someone they’ll be comfortable with – someone they can trust to keep their best interests at heart, someone who will listen closely, and someone who can explain investment terms like “Yield to Maturity” and “Accrued Interest” in plain English.

Don also needs to know that he will be working with someone he will be comfortable with – someone who will be open and honest with him regarding their financial situation, their Time Horizon, Risk Tolerance, Tax Bracket, and more; someone who understands that his role is to provide them with appropriate choices and adequate information for sound decision making.

Some of his clients are new to investing, and they appreciate patience and respect while learning about income investing. They quickly understand that there is no such thing as a silly question, especially when learning about new concepts such as Face Value, Call Features, and Diversification.

Some of Don’s clients already have extensive investing experience. They appreciate an investing approach that considers, “Yield, safety… and peace of mind.” They look to Centennial and Don as their special source for individual fixed income securities, whether taxable or tax-free.

Would you like a calm and friendly investing experience? Then get in touch with Don. He welcomes new clients and referrals, and he hopes that he may be of service to you.

He is a Registered Representative, a Registered Investment Advisor, Principal, Life-Accident-Insurance, and Variable Contract holder. He is licensed to offer securities including stocks, bonds, mutual funds, UITs, ETFs and more, as well as insurance products, including all types of annuities.

Jim Dempsey

(616) 942-7680

Since 1991, Jim Dempsey has taken pride in helping people maximize income and minimize taxes at all levels of financial planning. In 2019, Jim joined Centennial Securities.

“I recognize that each client has their own unique circumstances and I am committed to customizing a plan for everyone.”

He serves as a lead coordinator and communicator for many financial teams, which often include the responsibilities of consulting with CPAs and attorneys on behalf of clients. At other times, he serves as a conduit between parties in the financial planning process. Jim continues to serve clients’ needs in the areas of retirement planning, estate planning, wealth transfer, farm succession and business continuation as well as charitable giving, life insurance planning and long-term care protection. He believes in educating clients so they understand every aspect of their plan.

Jim is licensed in health, life, variable annuity, and long-term care insurance and holds his Series 7 and 63 licenses.

Born and raised in Michigan, Jim and his wife have two children. He is active in his church and community.

Ryan Diepstra

(616) 942-7680

”In an industry with more products than Amazon, it is my job to filter investments and make recommendations that are in the best interest of each unique client. Once a portfolio is constructed, the account is continually monitored to ensure it is on track to meet the end goals.”

Ryan Diepstra joined Centennial Securities in 2003 and has successfully completed the following examinations:

• Series 4: Registered Options Principal

• Series 7: Full Registration/General Securities Representative

• Series 24: General Securities Principal

• Series 27: Financial and Operations Principal

• Series 53: Municipal Securities Principal

• Series 63: Uniform Securities Agent State Law Examination

• Series 65: Uniform Investment Advisor

Additionally, Ryan successfully completed the Certified Regulatory and Compliance Professional™ (CRCP™) program in conjunction with FINRA/University of Pennsylvania – The Wharton School Executive Education in 2009.

A graduate of Calvin College, Ryan holds a Bachelor’s of Arts degree in Business.

Ryan’s relationship with his clients is founded on a time-honored and proven philosophy: TRUST.

Transparent: Always be straightforward with the products and services that are offered along with a clear description and full disclosure of the fees.

Reliable: Being dependable has to do with quality of measurement while the consistency and repeatability of rational advice is at the forefront of each action.

Understanding: The only way to comprehend each person’s unique goals and objectives is by asking thoughtful questions and attentive listening.

Service: Clients value a prompt response with a friendly and courteous attitude.

Time: Continually strive to exceed the expectation of clients’ needs while providing more than enough time to fulfill them.

“My first job at the ripe age of 12 was a caddie at Butterfield Country Club in a suburb of Chicago. I’ll never forget my first day as I rode my bike to the golf course as the crisp morning air filled my lungs with adrenaline. It was 7 AM and the Caddiemaster called my number over the loudspeaker. B-47! I was assigned to a guest of the club and his golf bag was nearly as heavy as me. I was mentally preparing to carry that hefty maroon bag with a leather strap that dug into my scrawny shoulders for the next four and half hours. I was incredibly nervous and didn’t want to do or say something wrong. Fortunately, the golfer that I caddied for couldn’t have been a nicer gentleman. He took all of my worries away by treating me kindly, asking friendly questions, and listening thoughtfully.

I quickly learned that treating people as you would like to be treated is not just an old saying, but a pillar for building strong and lasting relationships. The unexpected lessons that I learned as a caddie helped me develop into the person I am today. The financial industry is slightly different than caddying from a physical standpoint, but the values of honesty, integrity, and respect remain the same.

My business philosophy and value proposition has everything to do with goals-based planning as a basis for all recommendations. Once a properly allocated portfolio is constructed in the best interest of the client, it is monitored on a daily basis with software to make sure each account is on track to meet its distinctive overall purpose.”

Ryan is currently a member of the SIFMA Small Firms Committee, FINRA Committees, and Grand Rapids Economic Club. Staying active by serving on these committees has served him well by staying on top of industry trends while applying them to his business model.

Ryan and his wife, Laura, have two young boys, Andy and Max. He is an active member at Hillside Community Church with outreach programs, and he is also involved with Kids’ Food Basket and Helen DeVos Children’s Hospital. Additionally, Ryan enjoys traveling, reading, exercise, golf, tennis and learning Spanish with his kids.

Randall L. Hansen

(616) 942-7680

Randall L. Hansen is President, Chief Executive Officer, and Chief Financial Officer of Centennial Securities Company. He joined Centennial in 1995 and is now also an owner.

Randy graduated from Aquinas College in Grand Rapids with a Bachelor's of Science in Business Administration and Economics in 1983. He started his brokerage career that same year as an accounting clerk at H.B. Shaine & Company, a New York Stock Exchange firm located in the heart of Grand Rapids. By 1987, he had worked his way up to Assistant Secretary/Treasurer with the firm. Later that year, Randy took the position of CFO with a small independent brokerage firm in a Grand Rapids suburb.

Randy holds several industry licenses including that of Options Principal, Financial & Operations Principal, Municipal Principal, and General Principal. He is also a fully licensed Securities Representative and Investment Advisor. Randy is involved with FINRA Committees.

In addition to his responsibilities at Centennial Securities, Randy sits on the board of the Western Michigan Better Business Bureau (BBB), is a member of the investment committee at Blandford Nature Center, and is a member of the Grand Rapids Economic Club. He is also a trustee on the board of the Grand Haven Area Community Foundation where he serves as chair of the investment committee.

Randy enjoys hunting, fishing and the travels associated with these activities, especially trips that include his son, Brandon. He also enjoys watching his daughter, Lindsey, perform on stage.

Randy is a director on the board of Pursuing a Dream Foundation, a local organization that assists the disabled to enjoy the outdoors. His passion is to work with kids either one-on-one in a boat/blind or at the annual "Get Hooked" events where over 300 special needs kids come together to fish.

Randy lives in Grand Haven with his wife, Therese, and their two dogs.

Katie Merrihew

(616) 942-7680

Katie Merrihew began her career in financial services at Fifth Third Bank and was there for six years, ending as a customer service manager before leaving to begin her career as a financial advisor and Vice President at Centennial Securities in 2007.

She studied business and finance at Davenport University and has her Series 7, 66 and life insurance designations.

Katie’s acute interest in the financial markets, what events are affecting them, and how those effects translate into the lives of her clients give her a distinct drive when helping her clients meet their financial goals. She takes pride in her passion for helping families and individuals by providing clients with the attention, honesty and knowledge they deserve.

With that in mind, Katie’s mission is to develop and execute customized and comprehensive financial plans that are unique to each clients’ specific goals. She places emphasis on gaining insight into each client's situation, future, feelings and family dynamics to make their dreams become a reality.

Katie and her husband, Ron, live in Forest Hills with their two dogs. They have a love for travel and they also enjoy spending time outdoors kayaking and playing golf.

(from left to right) Nancy Tanner, Ellen Lenihan, Craig Tuinstra, Katie Merrihew, and Ingrid Bergsma

Dominic Niewald

(616) 942-7680

”We apply a clear process of discovering, designing and deploying strategies that are based on the clients’ individual needs.”

Dominic Niewald joined Centennial in 2014 and provides comprehensive solutions for his clients. His focus on conservative income streams include tax-free municipal bonds, investment-grade corporate bonds, low-cost ETFs and separately managed accounts. This, combined with his pledge of service, gratitude and effort, provides his clients with a strategic and unique investment process.

Born and raised in North Central Kansas, Dominic spent two years at Ave Maria University on a football scholarship and then completed his education at the University of Nebraska.

He and his wife, Elli, were drawn to West Michigan by family and opportunity. They live with their two children in Grand Rapids where he is a trustee on the Holy Spirit Education Foundation and a member of the Serra Club.

”There is nothing more satisfying in the service industry, than providing for the needs of another person successfully on a consistent basis.”

Jordan Powers

(616) 942-7680

Jordan Powers joined Centennial Securities in 2016 after gaining extensive experience through a variety of roles in the financial services industry. Immediately prior to Centennial, Jordan spent three years as Product Specialist & Counsel for a transaction risk management and financial consulting company.

Additionally, Jordan served as a Senior Analyst and Subject Matter Expert for an international financial consulting company headquartered in Washington, D.C., where he concentrated on counseling large financial institutions on complying with regulations promulgated by the Dodd-Frank Wall Street Reform and Consumer Protection Act. Both experiences left Jordan with an in-depth understanding of financial markets and the facilitation of financial transactions.

Graduating with cum laude honors, Jordan has a Bachelor of Science degree in political science with a minor in legal studies. He also received a Juris Doctorate from the University of Denver, Sturm College of Law. Currently, Jordan holds the following securities licenses:

• Series 7 – Registered Securities Representative

• Series 66 – Uniform Investment Advisor

• Series 52 – Municipal Securities Representative

• Series 53 – Municipal Securities Principal

• Series 24 – General Securities Principal

• Series 28 – Financial and Operations Principal

Whether advising clients on regulatory compliance matters or wealth management strategies, Jordan enjoys dissecting complex information and market data, explaining the concepts in ways that others can easily understand, and making recommendations regarding how to develop a plan of action for the betterment of his clients. Jordan is passionate about providing sound, cost-effective solutions that allow clients to mitigate risk, plan for the future, and achieve peace of mind.

Jordan lives in Grand Rapids with his wife and two children. In their free time, they enjoy going for hikes and bike rides. Jordan also enjoys running, reading, and woodworking.

Ann Reath

(616) 942-7680

Ann Reath joined Centennial Securities in 1991 and holds her Series 7 and Series 63 licenses. Her clients benefit from her more than 30 years of experience in the financial services industry as well as from her focus on IRAs, rollover of retirement plans, tax exempt bonds and corporate bonds.

A West Michigan native, Ann lives in her hometown of Rockford with her husband of over 35 years, George, and their two dogs. She enjoys golf and traveling when she is not tending to her gardens.

William Roth

(616) 942-7680

“By design, I maintain a selective client practice committed to always be accessible and to deliver an exceptional, hands on service model.”

William Roth joined Centennial in 2012 and focuses on providing comprehensive solutions, 401(k) and IRA rollovers and consolidation, retirement planning and distribution strategies along with wealth preservation.

Bill came to Centennial after spending over 30 years with Amway Corporation in the Finance/Treasury group and attaining the highest position of Treasurer. While having responsibilities in many financial services and risk management disciplines, as well as through his fiduciary oversight and management role for Amway's employee retirement programs, he was able to gain extensive investment-related experience managing large and diverse investment portfolios. These experiences afforded Bill unique in-depth insight into the investment services industry from all sides of the investment equation which uniquely benefits clients he is fortunate enough to work with today.

“During my time at Amway, as I was gaining my investment industry experience, the thought of doing what I’m doing today came to me and really grew on me. I realized then, and certainly feel this way today, that to have a part in truly helping individuals and families achieve their financial and life goals is very satisfying and fulfilling and is something I very much enjoy being a part of.”

With a Bachelor’s degree in accounting and finance from Grand Valley State University, Bill also holds an MBA degree in Finance from Western Michigan University. He also holds licensures for the Series 7, 65 and 63 along with a Life and Variable Annuities insurance license.

Bob Tsironis


(616) 942-7680

“Every client has their own unique wealth management circumstances. Which is why I begin with discovering, creating, and then implementing a strategy based on each client's goals.”


I have been fortunate to be able to help clients (individuals, (401(k), non-profit, for-profit, 501(c), 403(b), etc.) for over 25 years.

As a fee-only advisor, applying the highest fiduciary standard to every client relationship. Providing comprehensive strategies and solutions for all their financial needs.

Using but not limited to individual securities, low-cost ETFs, mutual funds, UITs, income-generating investment-grade corporate bonds, and tax-free municipal bonds.

My wife Elizabeth and I, are blessed with three amazing children. A daughter and twin boys. We enjoy watching their sporting events including volleyball, discus, shot put, and rowing.

Giving back to our local community is very important to me. Through being a member of the board of directors at Blandford Nature Center. Being a member of the Rotary club of Grand Rapids. Holy Trinity Greek Orthodox Church, and St. Robert of Newminister Parish.

Craig Tuinstra

(616) 942-7680

Craig A. Tuinstra, Senior Vice President, began his career at Centennial Securities Company in 1993 and is one of the owners of the firm. Craig’s father, Roger D. Tuinstra, was one of the original founders of Centennial in 1978.

Craig is a registered investment advisor who studied finance at Davenport University. He holds licensure with the Series 7 and 65 and is also a licensed agent for life, accident and health insurance.

Clients appreciate the effort Craig puts into building portfolios that match their current and future objectives, whether planning for long-term retirement needs or meeting current income needs once retired. He accomplishes this by utilizing individual stocks and bonds, as well as exchange-traded funds and mutual funds to round out diversification needs.

To assist clients in estate planning and insurance needs, Craig also utilizes a network of professionals.

He resides with his wife, Chris, in Alto where they live on a hobby farm with horses, sheep, two cats and a dog. Together they have seven children and several grandchildren. Additionally, he has studied and trained in a local flight school and holds his commercial pilot’s license with multi-engine and instrument ratings. Craig held various professional pilot positions earlier in his career, and he continues to be active and current in the aviation community.

Craig and Chris enjoy spending time at their cabin on Drummond Island with family. They are active in their church and in their local Lions Club.

(from left to right) Nancy Tanner, Ellen Lenihan, Craig Tuinstra, Katie Merrihew, and Ingrid Bergsma

Daniel VanderMolen

(616) 942-7680

”My philosophy is to customize every client’s portfolio according to their age, tax bracket, income needs and risk tolerance.”

Daniel VanderMolen has a broad area of specialties which include the following: tax-free municipal bonds, high grade corporate bonds, diversified retirement portfolios, tax-deferred investments and qualified plan rollovers.

Dan graduated from Ferris State University in 1981 with a degree in business and started his career at Centennial Securities in October of 1985. As an owner of Centennial Securities with over 30 years in the business, Dan is able to vest interest in each and every client.

Along with his wife, Amy, who owns an antique business, Dan enjoys traveling and spending time with his children and grandchildren.

Richard Wagner

(616) 942-7680

Rick Wagner began working in the financial services industry in October of 1987 while attending Davenport College in Grand Rapids, MI. Their job placement office referred him to a management training program for a Wall Street investment firm, First Investors Corporation. The following January, Rick passed his licensing exams and officially began his new career as a financial advisor.

In the spring of 1992, Rick decided it was time to move on, so he began to interview with a number of brokerage firms in the West Michigan area. His search criteria was simple: he wanted to continue his career at a full service brokerage firm that also had an excellent reputation. He certainly found that at Centennial Securities. Rick considers it both an honor and a blessing to be associated with such an outstanding firm. He wholeheartedly believes that most advisors in this business cannot say that, but he can, and he is proud to say it every chance he gets.

Rick would say one reason, if not the main reason, he has lasted so long in this industry – especially when so many others fail – is because he is truly passionate about what he does: managing his clients’ money in the risk capital markets. Even though so much of his time is consumed by this profession, he really doesn’t view what he does as work because he enjoys doing it so much. He considers himself very fortunate.

His practice has evolved into two main areas of service. The first is wealth management, with an emphasis on active portfolio management. The second is institutional fixed income (bonds) trading for other financial institutions.

In the past three decades, Rick has witnessed both the longest-running bull market and one of the worst bear markets in history. He has learned that risk will always be present, and the key is to manage that risk so that you, as one of his clients, can sleep well at night.

Rick is currently accepting new clients and he always appreciates referrals. He welcomes the opportunity to meet with you and learn more about your specific situation and explore whether he can be of benefit to you.

Mark Whitman

(616) 942-7680

“I focus on using the most effective and efficient methods to assist clients with achieving their financial goals.”

In the financial industry since 1989, Mark Whitman brings a wealth of experience to his role with Centennial Securities Company. A former hospital corpsman in the United States Navy, he went on to serve as a registered representative with Prudential Bache, a marketing rep with ICMA Retirement Corporation, a Vice President with State Street/CitiStreet, a marketing manager with MERS of Michigan and a financial advisor with UBS prior to joining Centennial in 2009.

After graduating from East Grand Rapids High School (1973), Mark went on to earn his Bachelor’s and Master’s in Management degrees from Aquinas College and he also attended Detroit College of Law.

Mark finds distinction in his ability to customize client strategies to reflect their own desires without using any “one size fits all” investment product or plan. However, he also believes in applying the same principles of asset allocation and diversification to individual portfolios that he learned in the institutional arena. He uses every tool at his disposal depending on which works best for the individual client.

Outside of Centennial, Mark enjoys hunting, fishing, camping, golf and watching the Detroit Tigers win championships. A single dad, Mark’s college-age daughter is the most important person in his life.

“There are few careers which so immediately and substantially affect someone’s current and future well-being. It is very challenging and rewarding.”

Jeff Wierenga, CPWA®

(616) 942-7680

For more than 15 years, Jeff has helped clients address their financial concerns and develop sound strategies by focusing on each individual's specific needs. He has focused his career on creating and implementing individualized plans to fit clients and their families. Jeff works with high-net-worth individuals, families, businesses, foundations and endowments to realize their financial goals. Typically, his clients have $250,000 or more of investible assets. Occasionally, exceptions are made for families dedicated to saving concurrently for retirement and their children's education.

After earning a BBA in Finance from Western Michigan University in 2001, Jeff was a commercial underwriter at Hastings Mutual Insurance prior to joining Centennial Securities in 2004. He holds Series 7, 63 and 65 registrations. Additionally, Jeff has earned the Certified Private Wealth Advisor® certification, which is the only advanced credential designed for wealth managers who advise high-net-worth clients.

Jeff lives in Ada with his wife, Liz, their three boys, Gibby, Henry and Nolan, and numerous pets. When not at work or at his kids' various activities, Jeff enjoys golfing, baseball and reading. Currently, he volunteers his time on the Forest Hills Public Schools Foundation Board and coaching youth sports.

(from left to right) Julie Burton, Jeff Wierenga, and Ingrid Bergsma

Jon Wyngarden

(616) 942-7680

”I believe in making people feel comfortable with their investments and having them fully understand the path we are on.”

Jon Wyngarden has been with Centennial since 2005 and specializes in bonds, stocks, UITs, retirement plans, annuities, and wealth preservation. His approach is to identify the individual needs and risk tolerances of each client and then customize their portfolio to meet those goals.

Prior to working in financial services, Jon was in the building and hardware industry. He attended Grand Rapids Community College and Ferris State University.

Jon’s personal approach to his clients’ needs makes his business style unique.

“I enjoy working with people. It’s been really fun and exciting to build relationships with my clients over the years and to see their lives grow and flourish personally and professionally.”

Jon and his wife, Lauren, have two sons, Mitchell and Hunter, as well as two dogs. An avid outdoorsman, he enjoys hunting, fishing, camping and traveling up North with his family.


Cascade Sales Assistants
(from left to right) Julie Burton, Registered Sales Assistant; Becky Awtrey, Sales Assistant; Nancy Tanner,
Registered Sales Assistant; Ellen Lenihan, Registered Sales Assistant; Ann Reath, Registered Sales Assistant



Cascade Operations
(from left to right) Karen Ellens, Operations Manager; Heather Brandt, Operations Assistant; and Kimberly Ross, New Accounts Admin


Cascade Administration
(from left to right) Elizabeth Tsironis, Business Coordinator; and Ingrid Bergsma, Client Relations Coordinator


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Mario Bernardi and Michael Ochoa

(312) 419-1200

”We provide customized solutions for building and maintaining wealth through efficient portfolio management and trusted, comprehensive advice and service.”

With over 60 years of cumulative investment experience, Mario Bernardi and Mike Ochoa work with individuals and companies to develop and implement investment plans designed to grow and manage wealth.

Incorporating client needs and wants, Mario and Mike develop plans to help ensure that clients can financially support their pre- and post-retirement life style. They work closely with clients to help monitor their progress and ability to achieve their unique personal goals.

Areas of expertise include: retirement planning and distribution strategies; 401k plans; college saving and education planning; asset and income protection; cash flow and market risk management and specialized fixed income investing.

Mario and Mike are financial advisors who have worked together for over 30 years. Both are registered investment advisors, securities principals and have senior management experience. They are both past presidents and board members of The Bond Club of Chicago. Mario also served as chairman of Central States Securities Industry Association and president of Illinois Securities and Financial Markets Association.

Mario enjoys hunting, fishing and hockey. Mike is an avid golfer and enjoys sailing.

Walter Musumeci

(312) 419-1200

”I like to help clients better understand their investment risk and ultimately achieve their financial goals.”

Having joined Centennial in 2016, Walter Musumeci tailors his strategies for each individual client focusing on lower fees, managed risk and diversification needs. His client portfolios include individual stocks/bonds as well as low-cost/high-performing ETFs and mutual funds. Additionally, Walter works with clients on designing investment goals, rollovers and 401k representation. His service to clients is set apart by his diverse yet financially valuable background, his commitment to putting his clients’ best interests first and his thoughtfully designed solutions.

Being in the financial services industry since 2004, Walter started his career as an analyst for a $500M trust in Chicago where he researched socially responsible investments appropriate for the trust. He then went on to work as an equity options trader and manager for six years, where he developed and implemented hedging strategies to manage risk during a turbulent market. After pursuing an MBA degree, Walter became a business development consultant, providing guidance to small business clients on strategic planning and data analysis. He then joined a regional bank as a portfolio manager, quickly becoming a director overseeing $250M in assets.

Walter earned a Bachelor’s degree in Finance (2004) as well as his Master’s in Business Administration for International Business degree (2012) from the University of Illinois at Urbana-Champaign. He is Series 7 and Series 63 certified.

He lives in Champaign, Illinois with his wife, Nicole, who runs a nonprofit urban farm and workforce development program, and their dog, Phiri. Walter enjoys eating local produce, contributing to his community, staying fit and travel. He is an EU/US citizen.

Connie Etter

(312) 419-1530

Connie Etter joined Centennial Securities in 2019 and provides her clients with over 30 years of varied experience in the financial services industry. For the past 15 years, Connie has focused on wealth management.

Having grown up in Lafayette, Indiana, Connie attended St. Mary’s College and holds a Bachelor of Business Administration degree in finance from the University of Notre Dame. Additionally, she holds a Master of Business Administration degree in financial management from Loyola University of Chicago. In 1987, Connie earned the CERTIFIED FINANCIAL PLANNER™ (CFP®) designation, and she also holds the Series 7, 63, 66 and insurance licenses.

Peggy Nourie

(312) 419-1200

”I like to establish long-term, lasting relationships with my clients and to help build their wealth by diversifying into all areas of the marketplace.”

Peggy Nourie joined Centennial in 2012 and has been in the investment industry over 37 years. Prior to Centennial, she worked with Howe Barnes Investments as well as David A. Noyes.

Peggy holds an associate’s degree in business from South Suburban Community College and she is Series 7 and Series 66 licensed. Additionally, Peggy holds her life insurance and annuity license.

Clients find and appreciate that Peggy genuinely takes the time to help people understand their investments and that she sincerely enjoys working with and helping others.

Peggy is married with one daughter and a son-in-law.

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Steve Hendrickson

(616) 224-0550

”I place a special emphasis on educating my clients and making sure they are comfortable with the strategies presented. I like each individual to know exactly what they own and why they own it.”

Steve Hendrickson was born and raised in the Grand Rapids area where he has enjoyed many years of solid friendships and business associations. Steve first worked for First Michigan Bank (FMB) in Grand Rapids. He joined Centennial in 1998 and became licensed as a financial advisor.

Having been raised in the area, Steve attended Wyoming Rogers High School and then Hope College, where he played basketball. At Hope, he focused on finance and began working in the brokerage industry while still in school. Upon graduation, he received a bachelor’s degree in accounting.

Steve specializes in developing investment programs that help individuals and businesses achieve their financial goals. As a financial advisor, he handles almost all types of investments. Depending on an individual’s personal situation, he will provide advice on retirement strategies such as IRAs, Roth IRAs, 401(k)s, and SEP/IRAs. For situations outside of retirement, he provides direction on several specialized programs. An example is in the area of college savings: he will help young parents develop portfolios using tax-advantaged vehicles like the 529 plan, Coverdell Education Savings Account, and UGMA/UTMA custodial accounts.

Steve’s focus is to provide sound investment advice and the highest level of customized service to help his clients achieve their investment and personal goals. His first step is sitting down with his clients and identifying their short and long-term objectives. Then, he develops a complete financial plan using investments which are appropriate for each individual involved.

Steve and his wife, Angie, live in Wyoming with their two sons, Alexander and Quinton, who are both active in sports. Additionally, his hobbies include enjoying basketball and golf, coaching his sons’ sports teams and officiating football at both the high school and collegiate level.

Kevin Kelly

(616) 224-0550

”My investment philosophy corresponds with my passion as a financial advisor.”

Kevin Kelly was born and raised in Grand Rapids where he has enjoyed many years of solid friendships and business associations. He began working at Centennial Securities in February 1998 and has welcomed the challenge of managing a broad client base. From business owners and their retirement plans to helping a young family open an Education IRA for their new baby, his number one focus is helping investors achieve their financial goals. His first step is sitting down with his clients and identifying their short and long-term objectives. Then, he develops a complete financial plan using investments which are appropriate for each individual involved.

As a financial advisor, he handles almost all types of investments. Depending on an individual’s personal situation, he provides advice on retirement strategies such as IRAs, Roth IRAs, 401(k)s, SEP/IRAs, etc.

Kevin serves his clients out of the Centennial Securities office in Jenison. As a Senior Vice President and registered investment advisor, he holds his Series 7, 63, and 65 as well as his insurance licenses. He became a proud shareholder of Centennial in 2010.

A graduate of Catholic Central High School in Grand Rapids, Kevin went on to study economics and accounting at Aquinas College.

He and his wife, Kathleen, have two athletic boys and live in Grandville. His hobbies include golf, hunting, fishing and spending time with his family.

(from left to right) Kevin Kelly, Jim Klunder, and Jon Peddie

James Klunder

(616) 224-0550

Jim Klunder was born and raised in Grand Rapids, where he has enjoyed many years of friendships and business relationships. He began managing money professionally in 1991. Jim joined with Centennial Securities in 1996, and he is currently an owner. He manages a broad client base, ranging from business owners, business retirement plans, IRAs, Roth IRAs, and Education accounts.

Jim graduated high school from Grand Rapids Christian, and he continued his education with a business administration degree from Hope College.

He and his wife, Lisa, currently reside in Grandville and have three children. He serves the financial needs of his clients from the Jenison location, and he is a Senior Vice President and Investment Advisor.

Jim’s hobbies include golf, fishing, coaching, and of course, spending time with his family.

Jim’s practice is focused on developing investment programs for individuals and businesses. It is his focus to help them achieve their financial goal, and as an Advisor, he can handle almost all types of investments. Depending on a person’s individual situation, Jim provides advice on investment avenues such as IRAs, Roth IRAs, Education IRAs, 529 Plans, 401(k)s, and many other types of accounts.

His investment philosophy corresponds with his excitement as a Financial Advisor. Jim’s number 1 focus is helping investors achieve their financial goals. He is a bit old-fashioned, in that he likes to meet face-to-face with his clients and identify their short- and long-term objectives, including risk tolerance. He then develops an investment program using investment vehicles appropriate for everyone involved.

Jim places special emphasis on educating his clients. He wants to make sure they are comfortable with the strategies presented. His main goal is to have every investor know what they own and why they own it!

(from left to right) Kevin Kelly, Jim Klunder, and Jon Peddie

Jon Peddie

(616) 224-0550

”I enjoy building and maintaining client relationships based on trust and personal service.”

Jon Peddie is an investment advisor who joined Centennial Securities in 2002. With over 15 years of investment experience, he helps clients develop and implement investment plans to accumulate and manage their wealth.

Born and raised in Grand Rapids, Jon is a graduate of Grandville High School and Hope College.

He has been married to Elizabeth for over 20 years, and they find reward and challenge in raising their very busy boys, Gavin and Caden, both of whom are active athletes at Grandville High School.

Jon and Elizabeth are members of Resurrection Life Church in Grandville. They enjoy family vacations visiting national parks, with a few favorites being Yosemite, Zion, Sequoia and the Grand Canyon, where they hiked to the bottom. Jon also enjoys camping (Pentwater is a favorite destination), playing tennis and watching sporting events.

He is currently accepting new clients and appreciates referrals. Jon welcomes the opportunity to work with and help people achieve their financial goals.

(from left to right) Kevin Kelly, Jim Klunder, and Jon Peddie

Scott Sjoerdsma

(616) 224-0550

”We are in business to put you at ease. Being confident that we place your interest ahead of our own eliminates uneasiness and adds to your overall quality of life.”

Scott Sjoerdsma began his professional career in procurement and logistics and now has been in the financial services industry since 1997. He has been with Centennial since 2001. With a focus on education and retirement planning, he enjoys preparing his clients for all of life’s major milestones. To that end, Scott believes having a personal connection with people while being involved in achieving their important life goals is highly satisfying. Scott’s business philosophy is to treat clients as individuals with unique situations and goals and then implement a financial program that can monitor the process of meeting those objectives.

A West Michigan native, Scott is a graduate of Calvin Christian High School (1986) and holds B.A. degrees from Calvin College in business and psychology (1991).

Scott’s wife, Tiffany, is a teacher in Rockford and they both love raising their very active children, Eric and Olivia. Additionally, he enjoys volunteering his time with the West Michigan Chapter of Ambucs as they fundraise to provide mobility to children with disabilities.

Scott is currently welcoming new clients.



Jenison Administration
(from left to right) Lori Wierenga, Administrative Assistant; and Joan Howard, Office Manager


Pathway - Division
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Aimee Capatanos

(616) 942-7680

Aimee Capatanos advises all aspects of retirement planning from 401(k)s to IRAs. She focuses on helping 401(k) plan sponsors understand the complexities of 401(k) plans and options. Additionally, she provides a comprehensive plan analysis for existing plans focusing on costs, investments, and administration. Aimee loves working one-on-one with plan participants to help each person understand their options and opportunities. She advises both individuals and companies.

Aimee helps her clients understand the investments she recommends, their costs, options, and the increased importance of saving for retirement. With over 15 years in the financial services industry, she takes great satisfaction in helping her clients achieve their goals and is always happy to help with outside financial concerns.

Living in Grand Rapids with her husband, Omar, Aimee enjoys swimming, exercise classes, volunteering with two children’s charities, and traveling.

Aimee is currently accepting new clients and welcomes the opportunity to meet with you.

Matthew Howell


Matt Howell

Thomas Petzold

(616) 531-9191

Tom Petzold defines his role differently than other advisors. He wants to be your financial physician as well as your financial coach. What does this mean? Tom wants you to be actively involved. Just like your personal physician, Tom is available by phone and appointment to speak to your concerns when they arise. As your financial coach, he can develop sophisticated financial plans that will estimate how long your savings will last and/or how much you should be saving to comfortably reach your desired goal. However, he also honestly communicates that there are many variables beyond our control.

Tom graduated from Valparaiso University in 1984 with a degree in finance and economics. He began his securities career at an independent firm; then he started his own firm, Pathway Investment Company. Government regulations made it nearly impossible for the small to survive, so Tom teamed up with Centennial Securities Company (CSC), one of the largest independent brokerage firms in the Midwest. Tom feels that staying independent allows him the opportunity to think impartially and the freedom to counsel individuals on what he feels is appropriate.

With Tom’s education and three-plus decades of experience, he realizes experience is a relative term. A valuable quotation from his finance/economics professor, “The market will do whatever it can to make a fool out of as many people as possible,” has taught him that following the crowd can be dangerous. He is willing to be different, and he wants his clients, who entrust him with their hard-earned savings, to understand the following:

• Think long-term, in seven-to-ten-year blocks. This is generally a full market cycle, removes the day-to-day noise various markets make, and allows enough time for a higher probability for a favorable outcome.

• You are hiring Tom to do what he thinks is prudent, recognizing that sometimes he will be wrong.

Tom is a firm believer in active unconstrained fund managers who err on the side of caution. He uses index funds, but they are not core holdings. Tom identifies fund managers that he believes will deliver a good risk-adjusted return for his clients. These managers are allowed large discretion across the entire capital structure of stocks, bonds, and cash. He is willing to stay with some managers longer than others might because they have earned his respect and deserve the seven-to-ten-year full market cycle.

Tom would like to be loved all the time for the returns he delivers to his clients. But, you can’t be this type of advisor and expect that. There will be times when you may not like what Tom, your financial physician, recommends, or what Tom, your financial coach, encourages you to do. However, Tom will always recommend what he feels is in your best interest.

Tom was born in 1959, but plays like he was born in 1979. He enjoys all sports; competitive volleyball and snowboarding are two of his favorites. His fall passion is upland bird hunting with his two Setters. He is abundantly blessed by his Creator with a wonderful wife, Kathy, two adult children, Annie and Steve, and two Gordon Setters, Ranger and Tonto.

St. Joseph
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Jim Roberts

(269) 982-4188

Jim Roberts received a Bachelor's degree in Engineering from the University of Michigan and an MBA from Michigan State University. He has his series 7 and 66 licenses and is also certified for health and life insurance.

Jim began his career in the investment business in 2005. Prior to his career in the investment business, he served as a Managing Director and Account Executive for CB Richard Ellis in their Global Corporate Services Division. In this role, Jim was responsible for managing all aspects of corporate real estate portfolios. This included overall responsibility for items such as facilities management, transaction management, lease administration, engineering technical services, administrative services, vehicle fleet management, and finance/accounting services. His responsibilities included managing his clients' operations in 52 countries and the management of operating budgets in excess of $460 million/year.

His areas of expertise include strategy development, re-engineering, operations, and financial analysis.

Prior to joining CB Richard Ellis, Jim served as a Senior Program Director for Earth Tech, a wholly owned consulting subsidiary of Tyco International. While with Earth Tech, he was responsible for providing strategic planning for environmental programs, client management, large project management, and the management of a multidisciplinary team of engineers and scientists. Jim also served as a senior engineer in the hazardous waste program for the State of Michigan. During his tenure, he developed statutory and administrative rules for the hazardous waste program, served as a technical advisor to the State Attorney General's office, and worked on the permitting of hazardous waste facilities.

Jim currently serves on the Board of Directors for the Michigan Minority Business Development Council, the Cornerstone Women's Business Council, Citizen Advisor for the Berrien County Pension and Trust Investment Advisory Committee, and Audit Committee for the Child and Family Services of Southwest Michigan. He was also appointed in 2008 to the Council for Labor and Economic Growth by the Governor of Michigan. His appointment by the Governor was for a 4-year term.

He has previously served on the Board of Directors for Michigan State University Weekend MBA Alumni Association, the West Michigan Hispanic Chamber of Commerce, Board of Governors for the University of Michigan Engineering Alumni Association, Board of Directors for the West Michigan Sustainable Business Forum, the West Michigan Environmental Action Council, Junior Achievement of Berrien/Cass Counties, and served as the President of the University of Michigan Engineering Class of 1983.

Check the background of this financial professional on FINRA's BrokerCheck
Check the background of this financial professional on FINRA's BrokerCheck